Monteiro, Kelly Anne da Silva, and Ricardo Leite Menezes. “THE MECHANISMS FOR CONSUMER PROTECTION IN ADHESION CONTRACTS FOR CREDIT CARDS AND PAYROLL LOANS: AN ANALYSIS OF THE CONSUMER’S VULNERABILITY AND TECHNICAL DISADVANTAGE IN LIGHT OF CURRENT LEGISLATION”. Revista Ibero-Americana de Humanidades, Ciências E Educação, vol. 11, no. 5, May 2025, pp. 1551-65, https://doi.org/10.51891/rease.v11i5.19076.