K. A. da S. Monteiro and R. L. Menezes, “THE MECHANISMS FOR CONSUMER PROTECTION IN ADHESION CONTRACTS FOR CREDIT CARDS AND PAYROLL LOANS: AN ANALYSIS OF THE CONSUMER’S VULNERABILITY AND TECHNICAL DISADVANTAGE IN LIGHT OF CURRENT LEGISLATION”, REASE, vol. 11, no. 5, pp. 1551–1565, May 2025, doi: 10.51891/rease.v11i5.19076.